Over 50 Years Experience as America's Premier Executive Franchise Search Firm
Guided Franchise Investigations That Give You An Unfair Advantage.
Built for corporate professionals who are done leaving their future in someone else's hands.
Just Exploring Options
You're not sure if franchise ownership is even on your radar. You have questions, but you're not ready to talk to anyone yet. Start here ... no opt-in, no commitment, no sales call waiting on the other side.
Considering Ownership
You've done some homework. You know something needs to change. Before you talk to anyone, take the Corporate Escape Assessment ... a self-guided tool that tells you where you actually stand and what you haven't considered yet.
Time for a Real Conversation
You've done the research. You've probably talked to someone already. Now you want to sit down with advisors who will tell you the truth ... not show you a list. The Corporate Exit Audit is where that conversation starts.
We work exclusively with a select group of candidates each year.
If you're a Corporate Professional who's taken building a career seriously ... and you're now asking bigger questions about control, equity, and what comes next ...you're exactly who this process was designed for.
If you're looking for a shortcut, or hoping someone will just hand you an answer, this isn't the right fit. And that's okay.
Meet The Franchise Insiders - Ray & Terry
Two advisors. One goal.
Helping you get this decision right.
Ray Fanning & Terry Coker have spent their careers on both sides of franchising. Inside the systems as operators and executives, and alongside thousands of corporate professionals navigating one of the biggest financial decisions of their lives. Together they've developed a structured, no-pressure approach that helps serious professionals think clearly, avoid costly mistakes, and choose the right path ... not just a franchise.
- Consistently ranked among the Top 5 Franchise Consultants in the FranChoice national network
- Trusted by both candidates and franchisors. A rare position that reflects genuine credibility on both sides of the table
- High referral rate from past clients. Most don't just recommend Terry & Ray, they send their peers before doing anything else
Why Our Candidates Trust Us ...
Three things set us apart from every other firm in the franchise acquisition space.
50+ Years Combined Experience
We have spent decades inside franchise systems ... not just advising from the outside. We've built, operated, and led franchise organizations. That experience means we can tell you what looks good on paper versus what actually works after you sign. Most consultants & brokers know the industry. We know the reality. And that gives YOU an Unfair Advantage.
1,000+ Candidates Advised
Over a thousand corporate professionals have gone through this process. Some moved forward and built successful businesses. Some walked away ... and still call it a win. That breadth of experience means we've seen virtually every situation, personality type, and market condition. We know where decisions go wrong. And we know how to keep that from happening to you.
No Cost to You
Our advisory service is completely free to candidates. We are compensated by franchisors only when someone chooses to invest ... which means we have no financial incentive to push you toward any specific opportunity, or forward at all. Our only incentive is getting the decision right. That alignment is rare in this industry. It's also why our clients trust us.
The Informed Decision Process
A structured, four-phase framework that takes you from uncertain and overwhelmed to clear, confident, and ready to decide ... without the pressure, guesswork, or costly mistakes.
Strategy & Clarity
Before you look at a single franchise, you need to understand what you're actually looking for. You'll complete a personalized assessment, work through a confidential questionnaire, and sit down for a one-on-one strategy session with Terry or Ray. By the end of this phase, you'll have a clear picture of your goals, your ideal ownership model, and what "right" actually looks like for you — not someone else.
Curated Opportunities
Most people are handed a list. You get a strategy. Based on everything uncovered in Phase 01, you'll receive a small, hand-selected set of franchise opportunities that align with your goals, investment level, and lifestyle ...not what's trending or what someone is trying to move. You won't be chasing options. You'll be comparing ones that were chosen for a reason.
Validation & Due Diligence
This is where the real work happens ... and where most people skip steps. You'll speak directly with existing franchise owners, review the Franchise Disclosure Document, and work through the financial picture with guidance at every turn. No guessing. No taking the franchisor's word for it. You'll come away knowing what this business actually looks like from the inside.
Confirmation & Decision
By this point, you won't need someone to tell you what to do. You'll know. Whether you move forward, keep exploring, or decide franchise ownership isn't the right path ... you'll make that call with full clarity and confidence. That's the goal. Not a signed agreement. The right decision for your life.
Case Studies
Real professionals. Real decisions. Real outcomes.
These Stories Show The Process in Action
Every case study here reflects what the Informed Decision Process actually looks like in practice ... the clarity, the pivots, the moments of doubt, and the decisions that changed everything. Some moved forward. Some walked away. All of them got it right.
"For the first time in a long time, I feel like I'm building something for myself." - Chuck Holmes
What Our Candidates Have To Say ...
Over 70 verified testimonials ... and those are just the ones we collected. Across every background, every outcome, and every stage of life ... the same three things keep showing up. No pressure. Felt guided. Made the right decision.
The most important thing anyone can do who is going through this process of discovery, of resetting their life, of trying to start their own business, is to work with Terry Coker. I absolutely recommend Terry Coker.
Mark Mazur
Ray is the ultimate professional. He’s personable with a wealth of experience and knowledge in the franchise industry. He identifies franchises that fit the lifestyle and needs of his clients. As a new franchisee, he “held my hand throughout the entire process.’ He demonstrated his sincerity, attentiveness and always provided an array of solutions to any problem. If you are in search of a franchise, consider Ray Fanning.
Anita Ortega
When I realized it was time for an encore career, I called Terry. Best call I could have made. Terry took the time to interview me and ask me incredibly thoughtful questions about what I was looking for. When he presented a business idea to me, it just felt right from the start.
Joel Ungar
After owning businesses in the past, and then returning to corporate America during an economic slowdown, I knew when the market was stable I would want to own a business again. My wife and I looked at several options and when we came to franchising and connected with Ray we knew we not only made the right choice, but we made a life-long friend as well.
Cory Smith
I’ve referred people/clients to Terry who are thinking of starting a franchise business. Terry has demonstrated a high degree of professionalism and displays an incredible sense of follow up.
Lisa Mininni
Thanks to Ray, Derrick and I found a direct mail franchise to invest in, UMS for Central Chicago. Ray was dedicated to helping us choose a business that fit our lifestyle, budget, and our skill sets. I would recommend Ray, he has a wealth of knowledge and experience to share with interested entrepreneurs.
Gwen Bauer
Frequently Asked Questions
The questions every serious candidate asks ... answered without the spin.
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How do we get paid if the service is free to me?
Our advisory service is completely free to candidates. We are compensated by franchisors only when a candidate chooses to invest ... and only then. There is no cost to you at any stage of the process, no obligation to move forward, and no pressure to make a decision on anyone's timeline but your own.
That structure matters. Because we are only paid if you find the right fit and move forward, our incentives are completely aligned with yours. We have no financial reason to push you toward any specific opportunity ... or forward at all.
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Are you going to push me toward specific franchise brands?
No. We work with a wide range of vetted franchise opportunities and have no quotas, preferred brands, or financial incentives tied to any specific franchisor. Our job is to match the right opportunity to you ... not the other way around.
In fact, we regularly guide candidates away from opportunities that don't fit. We've told people to walk away from deals, slow down when they were rushing, and in some cases, that franchise ownership wasn't the right move at all. That only happens when your outcome matters more than the transaction.
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How is this different from working with a franchise broker?
Most franchise brokers start with opportunities and work backward. We start with you ... your goals, lifestyle, financial picture, and the ownership model that actually fits ... and build forward from there. The process is designed to create clarity, not close a deal.
We also bring something most brokers can't. Between Terry and Ray, there are 50+ years of experience operating inside franchise systems at the executive level. That's not advisory experience from the outside. That's firsthand knowledge of how these businesses actually work once you own them.
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What if I go through the process and decide franchise ownership isn't right for me?
That's a completely valid outcome ... and honestly, one we plan for. Not everyone who goes through this process ends up owning a franchise. Some candidates gain clarity that the timing isn't right. Others realize the model doesn't fit their lifestyle or goals. Both of those are wins.
Our only goal is to help you make the right decision. If that decision is to walk away, we'll support it the same way we'd support moving forward. Several of our strongest referral sources are people who went through this process and chose not to invest.
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How much money do I need to have available to invest?
The short answer is it depends on the type of franchise you're exploring. Opportunities range from roughly $75,000 to $500,000+ in total investment, and a significant part of the strategy phase is understanding what investment range makes sense for your specific financial picture.
As a general starting point, most candidates we work with have $100,000 or more in available capital ... whether through savings, retirement funds, home equity, or SBA financing. If you're not sure where you stand, that's what the early conversations are designed to help you figure out.
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How long does the process typically take?
Most candidates move from initial conversation to a final decision somewhere between three and nine months. That timeline varies depending on how quickly you move through the process, how many opportunities you want to explore, and how much time you have available to engage.
The process is designed to fit into a busy professional's life ... not take it over. Most of our candidates are working full-time while going through this. Clear structure and guided next steps mean you're never wondering what to do or wasting time on things that don't matter.
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Do I need prior business ownership experience?
No. In fact, the majority of candidates we work with have never owned a business before. What matters far more is your professional background, leadership experience, and how you're wired to operate ... and most corporate professionals have more relevant skills than they realize.
A significant part of our process is helping you see how the skills you've built over your career translate directly into franchise ownership. Operations, team leadership, P&L responsibility, client relationships ... these are exactly the capabilities that drive success in the right franchise model.
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What happens on the first call?
The first call is a conversation, not a pitch. We want to understand your current situation, what's driving your interest in exploring this, and what you're hoping to figure out. You'll have time to ask questions and get a feel for how we work.
There is no obligation, no pressure to move forward, and nothing to prepare in advance. If it makes sense to continue, we'll outline exactly what the process looks like from there. If it doesn't, we'll tell you that too.
One Conversation Could Change Your Next Decade
Apply for a complimentary Corporate Exit Audit and get an honest, personalized assessment of whether business ownership fits your goals, your finances and your life.